@Ghost
I'm not trying to hide my info from the government, that's a lost cause, I'm trying to keep it out of extra hands, so that I can hopefully avoid breaches and make it clear that I expect to be treated fairly by the services I use.
If a person can't find a good balance of security VS paranoia, that's their problem, but I really don't think I'm there yet.
As for password managers, that's what backing up the database is for. And why choosing your manager carefully is an important part of it, so that you know it's one who is trusted and has been audited by a third party. 15 minutes on Google is enough for that info.
This way, even if your password vault gets cracked, at least you know they are salted, hashed, and allot harder to bruteforce than what most people use for passwords.
@Nidza07
I really don't understand how that's an issue, unless you are getting new devices every week. I mean honestly if that's too much for you, fine, but it isn't for most people so...
But I get your over all point. This is why I don't use 2FA apps, it's just too much of a pain in the ass and what if my phone is dead but I need to get into an account on the computer quickly? I don't mind the 2FA codes sent via SMS as much, even if they are less secure.
My point is just that not trying at all is foolish. Everyone has their own individual point at which the constant extra work outweighs the potential risks, and that's okay. But fostering a general attitude of (why bother) is exactly what large tech companies want to become the norm, and it's also probably going to come back and bite you in the ass at some point.