Old school:
First you have to get the information off the card, some of this, such as the CVV, will require sighted assistance, and either memorize or put it in something accessible so it can be refered to later.
Then when you are going to make a purchase, you have a choice, you can enter all your card information, number, expiration date, name on card, billing address including city, state, and zip, or whatever your country uses, and finally the CVV security code, then you can either decide to enter that information every time you make a purchase, or store it on the site as hacker bait.
Chip reader:
When you are ready to make a purchase, you take a few seconds to take your card out of your wallet, if it isn't out already, put it in the chip reader, wait a few seconds for the software to read your card's information, then when the purchase is complete, remove your card from the chip reader and put it back in your wallet or where ever you store it.
No typing in all that information is needed, nor is your card's information stored in the cloud as hacker bait.
Seems like a no brainer to me. I already use PayPal where ever it's accepted to keep my financial information, like card numbers, out of as many hands as possible. But still have to give it to PayPal, the chip reader removes even that requirement.
But the chip reader isn't for everybody, some people like to type and some people don't mind leaving hacker bait all over the place. I can accept that and have no problem with it. Different strokes for different folks.
What I can't and won't accept is when somebody like ironcross32 comes on here and posts derogatory comments like calling the chip reader dumb. Because I like and use it, and support it, calling it dumb is no different from calling me dumb. And there is no need, or call for those kinds of remarks. And besides, such remarks add nothing to the discussion.
I admit I made some bad assumptions about what those who have been blind for most of their life precieve, and for that I have apologized. I am human, and like all humans, do make mistakes.