Just having a credit card as such, and even using it online if it's done well, is not any more dangerous than carrying some cash with you. Even then, you have the possibility of someone stealing the cash from you. If the absolutely irrational fear of your card getting hacked is as huge and widespread in your country as you say it is, then I'm sad to say this but I have to: The majority of people in your country seem to be basically computer iliterate in that case. With this logic, you shouldn't even be writing to this forum because you face the incredible, unbearable risk of getting your computer hacked and infected with viruses beyond repair every minute you have your web browser open.
Either learn how the big established international transaction processing companies like Paypal work and accept it, or keep your attitude towards online purchases which is pretty medieval but in that case please don't mention your problems on this forum any more because they are, in all honesty, your very own, and just like Joseph said, if you kept on propagating your attitude, making it sound almost as if you believed it was actually a good thing, you could be setting a bad example for others. And such actions are, to me, absolutely hateful, unacceptable and despicable when it comes to audiogames made by blind indie developers, not a well established commercial company. I mean, cracking is a crime nevertheless, no matter what kind of software it concerns, but if a guy decides to get a cracked copy of say the latest Tomb Raider series installment, it's just his own stupidity, carelessness and risking a sanction. If the same guy decides to get an illegal copy of, say, the Gate, he's also ruining the future prospectives of the involved developer and maybe even draining any potential future motivation from other, would be or current developers.
Think whatever you want about this but even if you don't like to hear it, which I can understand, it's still the plain truth and the way things just are.
Lukas
I won't be using this account any more or participating in the forum activity through other childish means like creating an alternate account. I've asked for the account to be removed but I'm not sure if that's actually technically possible here. Just writing this for people to know that I won't be replying, posting new topics or checking private messages until the account is potentially removed.